Swiss National Bank’s Jordan: Says the Swiss franc remains high, and the franc cap is a crucial tool in monetary policy

MMA rates at 4.1% offer 7x national avg. as Fed cuts rates. Savers eye safety & yield before rates drop further in 2025.

30-yr fixed mortgage rates dip to 5.93%, 15-yr steady at 5.47%. Lower rates boost affordability but watch long-term interest costs.

54% of voters find housing unaffordable. 30% & 28/36 rules guide affordability. Stress tests reveal 'house poor' risks.

High-yield savings accounts offer up to 4% APY, a safe haven as Fed rate cuts loom. Traditional accounts yield just 0.39%.

Altcoins surge: Hyperliquid +65%, Pump.fun +33.6%, River +21.8% as BTC consolidates. Altcoin dominance climbs.

CD rates dip below 4.5% APY, but 1-yr terms still offer competitive returns. Watch for yield curve inversion!

HELOC rates dip to 7.25%, home equity loans at 7.56%. Homeowners tap $34T equity, avoiding mortgage rate lock-ins.