ForexLive Asia-Pacific FX news wrap: China cuts rates

  • Forex news for Asian trading on Monday, 22 August 2022

China cut its one-year loan prime rate (LPR) to 3.65% from 3.7% and the five-year LPR to 4.30% from 4.45% on Monday. The cuts to LPRs were widely expected. A 10bp cut to the 1-year was the consensus expected, not the 5bp cut delivered. A 10bp cut to the 5-year was the consensus expected, not the 15bp cut delivered.

The larger cut to the longer-term rate seems to be based on two reasons. One, the five-year rate is that used more widely for mortgage-based lending. With China’s distressed property market a larger than expected cut looks likely aimed at improving borrower confidence.

On the one-year cut, smaller than expected, a key PBOC concern is capital flight out of the yuan and into foreign currencies. For example, if the Federal Reserve is hiking rates and the PBOC is cutting, wouldn’t it make sense to move capital into USD and out of yuan? Its not rocket science. A smaller cut to the shorter term rate makes capital flight slightly less likely, at the margin.

On the currency, the PBOC cut the onshore yuan’s fixing to its weakest (for the CNY) since September 2020, but again not weakening it as much as was the expected.

Chinese rate cuts served to support local equities and China -proxy trades, such as AUD.

AUD/JPY was a mover today. AUD/USD added on points to trade, briefly, above 0.6900. USD/JPY rallied too, moving above 137.40. The combined impact saw AUD/JPY higher on the session.

usdyen wrap chart 22 August 2022

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