French FinMin Moscovici: 2013 to be difficult for world economy

Silver crashes 31%, worst day in 46 yrs! Miners may be a buy as price hits bottom. Watch for volatility.

Dividend stocks offer 2.5% yield, less risk than rentals. REITs yield ~4%. Savings accounts offer 5% APY but lower returns.

Sahm Rule at 0.35, but low hiring & institutional shifts spark recession fears. Traders watch labor market.

30-yr fixed mortgage rates hover near 5.91%, 15-yr at 5.44%. Refi rates slightly higher. Watch for rate hikes on ARMs.

Warsh tapped as next Fed chair; stocks dip, dollar up, metals halt rally. Bond yields may rise.

Fed rate cuts loom! Lock in top 4% APY CDs now before rates drop further. Maximize savings with higher deposits.

HELOCs near 7.25%, home equity loans at 7.56%. Homeowners tap $34T equity, but watch variable rates & intro offers!