Canadian dollar to keep sinking?

The Glone Mail is carrying an article where they quote an opinion from TD;

Toronto-Dominion Bank says the loonie, now at near par, will tumble to 90 cents by early next year, before recovering to 93 cents by the end of 2014.

(Oh, BTW, these guys are quoting the CAD the wrong way round)

TD cites:

• the loss of Canada’s “growth advantage,”
• Lower commodity prices
• A rebounding U.S. dollar

Canadian dollar to sink to 90 cents by early 2014: TD