Aussie Employment FALLS 27k est. unchanged .

Retail sales dip, yields ease. S&P 500, Nasdaq dip; Dow hits record. AI fears hit finance.

Southwest cards offer bonus points & perks, but watch annual fees & spending reqs. Chase cards offer flexibility.

JPMorgan outlined a decade-end scenario where gold could reach $8,000/oz if private investors raise allocations. Goldman lifted its end-2026 target to $5,400, while WGC said 2025 demand hit a record 5,002t.

Two Fed officials said rates may already be near neutral and should stay on hold for now, citing stubborn inflation and resilient labour markets. Both signalled patience and no urgency for further policy easing.

Dow Industrials up 0.1%, S&P 500 down 0.33%, Nasdaq dips 0.59%. Mixed signals.

AI's productivity boost may cause burnout. Traders watch for impact on tech valuations and future earnings.

Zillow's Q4 revenue beat estimates, but EBITDA missed. Stock dips 5% post-earnings.