EBC Financial Group Review 2025: A Comprehensive Look at the Broker

Introduction

EBC Financial Group (EBC) is a London-based, multi-asset CFD broker that has expanded rapidly since its launch in 2020. Operating via a network of regulated entities in the UK, Australia, the Cayman Islands, Mauritius, South Africa and other jurisdictions, EBC provides access to global markets including forex, commodities, stock indices, US shares, ETFs and cryptocurrencies.

Clients trade through the familiar MetaTrader 4 and MetaTrader 5 platforms, available on desktop, web and mobile, with full support for Expert Advisors (EAs) and algorithmic strategies. EBC structures its offering around two main live accounts: a Standard account with spread-only pricing and a Professional account with raw spreads from 0.0 pips plus a fixed commission (around $6 per round-turn lot), both typically offering leverage up to 1:500 at its global entities (and lower ESMA-style limits for FCA/ASIC retail traders).

In recent years, EBC has picked up industry recognition with awards such as “Most Trusted FX Broker” and “Best CFD Broker”, alongside regional prizes for trading experience and execution quality, which support its positioning as a growing, globally regulated broker.

This review will examine EBC Financial Group’s regulatory framework, fund security, platforms, pricing, account types, tradable markets, funding methods and customer support to provide a clear, up-to-date picture of the broker’s strengths, limitations and overall suitability for different types of traders.

Regulation and Security

Regulation is a key consideration when selecting a broker, and EBC Financial Group operates through several licensed entities in major and emerging jurisdictions. As of 2025, the group holds the following authorisations:

• UK - Financial Conduct Authority (FCA): EBC Financial Group (UK) Ltd is authorised and regulated by the FCA under FRN 927552, with its registered office at The Leadenhall Building, 122 Leadenhall Street, London. This entity primarily serves eligible and professional clients.

• Australia - Australian Securities and Investments Commission (ASIC): EBC Financial Group (Australia) Pty Ltd is authorised and regulated by ASIC under licence number 500991.

• Cayman Islands - Cayman Islands Monetary Authority (CIMA): EBC Financial Group (Cayman) Ltd is licensed and regulated by CIMA under number 2038223, with its registered address in George Town, Grand Cayman.

• Mauritius - Financial Services Commission (FSC): EBC Financial (MU) Limited is licensed and regulated by the FSC in Mauritius under licence number GB24203273.

• St. Vincent and the Grenadines - SVGFSA: EBC Financial Group (SVG) LLC is authorised by the St. Vincent and the Grenadines Financial Services Authority, company registration 353 LLC 2020.

• Comoros - Offshore Finance Authority (OFA): EBC Financial Group (Comoros) Ltd is authorised by the Offshore Finance Authority of the Autonomous Island of Anjouan, Union of Comoros, under licence L 15637/EFGC.

• South Africa - Financial Sector Conduct Authority (FSCA): EBC Financial Group SA (Pty) Ltd has recently received approval from the FSCA as an Authorised Financial Service Provider, marking EBC’s expansion into the South African market.

Collectively, this framework means EBC is overseen by both top-tier regulators (FCA, ASIC) and international regulators (CIMA, FSC, FSCA, SVGFSA, OFA). Traders should be aware that:

• The strongest investor protections (such as stricter conduct rules and access to statutory compensation schemes) generally apply under FCA/ASIC/CIMA/FSC-type entities.

• Leverage limits, product availability and client categorisation differ by jurisdiction, so conditions under the SVG or Comoros entities can be more flexible but come with lighter formal protections.

Before opening an account, it’s important to check which legal entity you are contracting with, as this determines your regulatory recourse, leverage caps and available products (e.g., crypto CFDs are not offered under the FCA entity).

Fund Security Measures

EBC combines its regulatory structure with several firm-level security practices designed to safeguard client money and data:

• Segregated Client Accounts: EBC states that client funds at its UK and Cayman entities are held in segregated accounts with Tier-1 banking institutions, meaning client money is kept separate from the firm’s own operating funds. This segregation is a core FCA/CIMA requirement and helps protect client assets if the company faces financial difficulties.

• Compensation and External Protection Schemes: EBC Financial Group (SVG) LLC is a member of The Financial Commission, an independent dispute-resolution organisation. Eligible clients of this entity have access to a Compensation Fund providing up to €20,000 per client, subject to the Fund’s rules.

• Insurance Coverage: EBC discloses that its UK and Cayman entities purchase Directors & Officers (D&O) insurance and cyber insurance from Lloyd’s of London, each with coverage of around £2 million per year. This firm-level insurance is intended to cover losses and liabilities arising from management, operational issues and cyber incidents.

• Negative Balance Protection (NBP): For retail clients trading with EBC entities regulated by the FCA and ASIC, EBC provides negative balance protection. This ensures that clients cannot lose more than their account balance during extreme market moves; if the account goes negative, it is typically reset to zero. This protection does not automatically apply to professional clients or all offshore entities.

• Data Security & Encryption: EBC’s public security statements highlight the use of SSL encryption for online communication, secure login procedures and strict KYC/AML controls, in line with FCA/ASIC expectations and global standards, to reduce the risk of fraud and unauthorised access.

Overall, EBC combines multi-jurisdiction regulation, segregated funds, compensation schemes and insurance cover to create a layered security framework. The level of protection is strongest under its UK, Australia, Cayman and Mauritius entities, while clients trading under SVG or Comoros entities benefit from flexibility but should be aware that they rely more on contractual protections and The Financial Commission’s framework rather than a full statutory investor-compensation scheme.

Trading Platforms

EBC Financial Group provides trading on MetaTrader 4 (MT4) and MetaTrader 5 (MT5), two of the most established platforms in the forex and CFD industry. Both platforms are available on desktop, web, and mobile, allowing traders to manage positions and analyse markets from multiple devices with a consistent interface.

MetaTrader 4 (MT4)

MT4 remains a core choice for many forex traders thanks to its reliability and straightforward design. With EBC, MT4 offers:

• Advanced Charting Tools: Multiple timeframes, customisable charts, and a wide range of built-in indicators to support technical analysis.

• Automated Trading: Full support for Expert Advisors (EAs), allowing traders to run algorithmic strategies and custom scripts.

• One-Click Trading: Faster order placement directly from the chart or market watch, which is useful for intraday and high-frequency strategies.

• Multiple Order Types: Market, limit, stop, and trailing stop orders to accommodate different execution approaches and risk management styles.

MT4 at EBC is particularly suitable for traders who primarily focus on FX and metals, and for those who already have an existing library of MT4 EAs or custom indicators.

MetaTrader 5 (MT5)

MT5 expands on MT4’s capabilities and is designed as a more powerful multi-asset platform. Key features available through EBC include:

• Depth of Market (DOM): Real-time view of available liquidity and pricing levels, useful for traders who care about order-book dynamics.

• Additional Order Types: Includes buy-stop-limit and sell-stop-limit orders, allowing for more nuanced entry and exit strategies.

• More Timeframes: 21 timeframes, supporting more granular intraday analysis and longer-term views within the same platform.

• Built-in Economic Calendar: Integrated macro news and data releases, helping traders align strategies with upcoming events.

• Enhanced Multi-Asset Support: Improved handling of indices, commodities, shares and ETFs alongside FX.

For traders who want broader instrument coverage and more sophisticated analytics, MT5 is generally the recommended option within EBC’s offering, while MT4 remains a strong, lighter-weight alternative for FX-centric and EA-driven strategies.

Fees and Costs

EBC Financial Group has a straightforward cost structure built around two core live accounts: Standard and Professional. Trading expenses differ depending on whether you choose spread-only pricing or raw spreads with commission.

Spreads and Commissions

Standard Account

• Spreads: Typically start from around 1.1 pips on major forex pairs in normal market conditions.

• Commissions: No commission fees, all trading costs are incorporated into the spread.

• Leverage: Up to 1:500 at selected global entities (lower, such as 1:30, for retail clients under FCA/ASIC rules).

• Minimum Trade Size: 0.01 lots (micro-lot).

This account is tailored for traders who prefer a simple, commission-free pricing model and do not want to monitor a separate commission line on each trade.

Professional Account

• Spreads: Minimum spreads from 0.0 pips on major FX pairs during liquid sessions.

• Commissions: A fixed commission per trade, commonly quoted around $6 per round-turn lot (100,000 units) on FX and metals.

• Leverage: Up to 1:500 at global entities (again, subject to lower caps for FCA/ASIC retail clients).

• Minimum Trade Size: 0.01 lots.

The Professional account is designed for more active traders, such as day traders, scalpers and EA users, who place a premium on tight raw spreads and transparent per-lot commissions.

Deposit and Withdrawal Fees

• Deposits: EBC generally does not charge internal deposit fees. Clients can fund their accounts using bank transfer, cards and selected e-wallets without additional broker-side costs. Any fees from banks or payment providers remain the client’s responsibility.

• Withdrawals: The broker likewise does not usually impose its own withdrawal fee, though external providers (banks, card processors, e-wallets) may still charge processing or conversion fees depending on the method and currency.

Other Trading Costs

• Swap Fees (Overnight Financing): Positions held overnight are subject to swap (rollover) charges, which vary by instrument, direction (long/short) and prevailing interest-rate differentials. These can significantly affect the profitability of medium- to long-term trades.

• Corporate Action Adjustments: For share and ETF CFDs, dividends and other corporate actions are reflected as cash adjustments to the account, credited or debited according to position direction and instrument terms.

Overall Cost Assessment

• The Standard account suits traders who prefer a commission-free, spread-based model and value simplicity over the tightest possible pricing.

• The Professional account is more appropriate for high-frequency, volume, or algorithmic traders, who can benefit from raw spreads from 0.0 pips and a fixed per-lot commission.

• The absence of deposit and inactivity fees, combined with generally fee-free withdrawals, contributes to a competitive overall cost profile, provided traders remain aware of potential swap costs and third-party payment fees.

Tradable Instruments

EBC Financial Group provides access to a multi-asset CFD offering designed to cover the main global markets. Across its entities, the broker lists over 200 instruments spanning six core asset classes: forex pairs, commodities, indices, US equities, ETFs and digital assets (for eligible clients).

Available Markets

Forex (FX)

Trade a broad selection of major, minor and some exotic currency pairs, including popular pairs such as EUR/USD, GBP/USD and USD/JPY. EBC promotes institutional-style pricing with:

• Variable spreads from 0.0 pips on selected FX pairs (Professional account)

• Raw or spread-only pricing depending on account type

• Leverage up to 1:500 at global entities (lower for FCA/ASIC retail clients)

Precious Metals & Commodities

EBC offers CFDs on gold, silver, oil, natural gas and other commodity markets, allowing traders to diversify away from pure FX exposure or hedge macro risks.

• Metals such as XAU/USD and XAG/USD are often used for hedging or safe-haven strategies

• Energy products (e.g. WTI and Brent crude) provide exposure to global supply/demand and geopolitical themes

Indices

Traders can access major equity index CFDs tracking global stock markets, including well-known benchmarks like the S&P 500, Nasdaq, Dow Jones, DAX and FTSE (exact list depends on entity).

Index CFDs allow traders to express views on broader market direction, volatility or sector themes without trading individual stocks.

US & Global Equities

EBC provides CFDs on selected US-listed shares, giving access to large-cap and thematic names traded on the NYSE and NASDAQ.

• Enables long and short positioning around earnings releases, company news and sector rotations

• Allows equity trading without opening a separate stock-brokerage account

ETFs (Exchange-Traded Funds)

In 2025, EBC significantly expanded its ETF CFD range, launching over 100 US-listed ETF CFDs covering sectors, factors and thematic baskets such as technology, healthcare, semiconductors, bonds and more.

ETF CFDs can be used to:

• Gain diversified exposure to a basket of stocks or bonds with a single trade

• Implement tactical sector or theme rotations

• Hedge or complement positions in indices and single stocks

Cryptocurrencies (for eligible clients)

EBC also added Bitcoin (BTC) CFDs for eligible, non-UK clients, expanding its product line-up to six major asset categories: FX, metals, indices, US equities, ETFs and digital assets.

• Crypto CFDs allow speculation on BTC price moves without owning the underlying asset

• Products are not available under the FCA-regulated UK entity, in line with UK restrictions on retail crypto derivatives

Key Trading Conditions

• Spreads: Variable, starting from 0.0 pips on selected FX pairs for Professional accounts, and from around 1.1 pips on Standard accounts. Spreads on indices, commodities, shares and ETFs are also variable and reflect underlying market conditions.

• Leverage: Up to 1:500 on FX and lower caps on indices, commodities, shares, ETFs and crypto under global entities; stricter limits (e.g. around 1:30 on majors) apply to FCA/ASIC retail clients.

EBC’s product range is broad enough to support single-asset strategies (e.g. FX-only, indices-only) as well as cross-asset portfolios that combine currencies, commodities, equities, ETFs and digital assets. Traders should always review the contract specifications in MT4/MT5 to understand exact spreads, margin requirements, and swap rates before opening a position.

Account Types

EBC Financial Group offers two main live account types (Standard and Professional) designed to suit different trading styles and experience levels. Both accounts are available on MT4 and MT5, support micro-lot trading (from 0.01 lots), and provide access to the full multi-asset range offered by the broker (subject to regional and regulatory restrictions). A demo account is also available for risk-free practice.

Standard Account

The Standard Account is aimed at traders who prefer a straightforward, commission-free cost structure.

Key features:

• Spreads: Typically starting from around 1.1 pips on major FX pairs in normal market conditions.

• Commissions: No commission, trading costs are fully included in the spread.

• Leverage:

• Up to 1:500 on FX under global entities (lower leverage for indices, commodities, shares and ETFs).

• Around 1:30 on major FX pairs for retail clients under FCA/ASIC-style regulations.

• Minimum Order Size: 0.01 lots.

• Maximum Order Size: Generally up to 100 lots per trade (instrument dependent).

• Platforms: MT4, MT5.

This account is suitable for traders who favour simple pricing, trade less frequently, or are just starting with live trading and do not want to calculate per-lot commissions.

Professional Account

The Professional Account is tailored for more active traders and those who prioritise the tightest spreads, such as day traders, scalpers and EA users.

Key features:

• Spreads: Minimum spreads from 0.0 pips on major FX pairs during liquid sessions.

• Commissions: Around $6 per round-turn lot (100,000 units) on FX and metals.

• Leverage:

• Up to 1:500 on FX under global entities (with lower limits on other asset classes).

• For FCA/ASIC retail clients, leverage is typically capped around 1:30 on majors, in line with local rules.

• Minimum Order Size: 0.01 lots.

• Maximum Order Size: Typically up to 100 lots per trade (instrument dependent).

• Platforms: MT4, MT5.

This account is best suited to traders who want raw pricing and transparent commission, and who can benefit from even small reductions in spread, especially when trading in higher volume or using automated strategies.

Demo Account

EBC also offers a demo account that mirrors live conditions on MT4 and MT5.

Demo highlights:

• Trade with virtual funds in real-time market conditions.

• Test both Standard and Professional pricing profiles.

• Experiment with EAs, indicators and manual strategies without financial risk.

• Ideal for new traders learning the platforms and for experienced traders optimising systems before going live.

Account Comparison

In summary, the Standard Account is designed for traders who value commission-free simplicity, while the Professional Account targets those who seek ECN-style raw spreads with a clear per-lot commission. The demo account provides a useful bridge between theory and real trading, allowing users to test both accounts before committing capital.

Deposit and Withdrawal Methods

EBC Financial Group supports a variety of deposit and withdrawal methods to accommodate clients in different regions. While the exact options and currencies can vary by entity and country, the broker’s funding framework is built around fast processing, no internal fees, and multi-currency support.

Because EBC doesn’t publish a rigid table like EC Markets, we’ll outline the main categories and typical conditions you can expect.

Deposit Methods

Commonly available funding options include:

• Bank Transfer (SWIFT / local bank wires)

• Credit/Debit Cards (Visa, Mastercard in most regions)

• E-wallets / Local Payment Solutions (availability depends on region and entity, e.g. popular Asian e-payments)

Typical deposit conditions:

• Processing Time:

• Cards / e-wallets: usually instant to a few hours once verified

• Bank transfers: typically 1-3 business days for international wires, faster for local transfers

• Deposit Fees:

• EBC generally does not charge internal deposit fees.

• Any fees applied by your bank, card issuer or e-wallet provider remain your responsibility.

• Supported Currencies:

• Multiple base currencies such as USD, EUR, GBP and selected Asian currencies (e.g. CNY, THB, VND, IDR, JPY, PHP), depending on entity and payment channel.

To avoid unnecessary conversion spreads, it’s usually best to deposit in the same currency as your trading account when possible.

Withdrawal Methods

Withdrawals are typically processed back to the same method used for deposit, in line with AML and card-scheme rules.

Typical withdrawal conditions:

• Processing Time (by EBC):

• Card / e-wallet withdrawals are usually processed within 1 business day by the broker; the time for funds to hit your account depends on the payment provider.

• Bank transfers can take 2-5 business days to arrive, especially for cross-border wires.

• Withdrawal Fees:

• EBC generally does not charge its own withdrawal fee.

• External fees (bank charges, intermediary bank costs, card/e-wallet fees, FX conversion) can still apply and should be checked with your payment provider.

Customer Support

EBC Financial Group provides customer support through multiple channels, designed to align with global trading hours and a geographically diverse client base.

Support Channels

• Live Chat: Embedded on the broker’s website and client portal, live chat is typically the fastest way to reach support for account, platform or funding questions.

• Email: Traders can submit more detailed or non-urgent queries via email, such as documentation, compliance questions or technical explanations.

• Phone / Call-back: Phone support is available in selected regions, with the option to request a call-back for complex issues that are easier handled by voice.

• Online Contact Form: An online form is available for general questions, feedback or escalation requests.

Availability and Languages

• Availability: EBC advertises 24/7 customer support, which is a step beyond the usual 24/5 offered by many forex/CFD brokers.

• Languages: Support is provided in multiple languages, reflecting EBC’s presence across Europe, Asia and other regions. Exact language coverage can depend on the entity and local office.

EBC positions its support as responsive and professional, which is particularly important for traders dealing with time-sensitive issues such as platform access, deposits and withdrawals, or trade execution queries.

Conclusion

EBC Financial Group is a multi-regulated, MT4/MT5-based broker that has built a broad global footprint since 2020. With licences in the UK, Australia, the Cayman Islands, Mauritius, South Africa and other jurisdictions, the broker combines top-tier regulatory oversight (FCA, ASIC) with flexible global entities that can offer higher leverage and a wider product range.

Traders can choose between a Standard account with commission-free, spread-based pricing and a Professional account with raw spreads from 0.0 pips plus a fixed per-lot commission. Both accounts support micro-lot trading, and both are available on MT4 and MT5 across desktop, web and mobile. Combined with over 200 CFDs on FX, indices, commodities, US equities, ETFs and digital assets (where permitted), EBC caters to both single-asset and cross-asset strategies.

Cost-wise, EBC’s model is competitive, there are no internal fees for deposits or withdrawals in most cases, no stated inactivity fees, and spreads/commissions that are in line with or better than many MT4/MT5 peers, particularly on the Professional account. On the security side, segregated client funds, multi-jurisdiction oversight, negative balance protection for retail clients under FCA/ASIC, and firm-level insurance add layers of protection, although actual safeguards depend on the specific entity.

The main trade-offs are the lack of a proprietary platform, the complexity of a multi-entity structure (clients must carefully check which legal entity they belong to), and the fact that some features (such as crypto CFDs and higher leverage) are not available under all regulators.

Overall, EBC is a strong option for traders who:

• Prefer the MetaTrader ecosystem,

• Want a clear choice between spread-only and raw-spread pricing,

• Value multi-asset exposure (including ETFs and crypto CFDs where allowed), and

• Are comfortable understanding the regulatory nuances of the entity they trade under.

As always, traders should review the specific terms, protections, and leverage limits applicable in their own jurisdiction before opening an account.