Fed holds rates at 3.5-3.75% amid political risks; inflation at 2.7%, unemployment ticks down. Future cuts uncertain.
Savings rates jump to 4% APY! Average at 0.39%. High-yield accounts offer big gains vs. low risk.
Fed rate cuts hit MMAs to 0.56% avg. but top accounts offer 4%+ APY. Lock in gains now!
30-yr mortgage rates hold at 6.00%, 15-yr at 5.50%. Shop lenders for better terms; credit score & down payment impact rates.
4/10 US workers' pay lags inflation; savings dwindle. 1/5 saw pay rise > CPI. Financial strain is high.
Fed holds rates steady; 4% savings yields linger, CD rates may dip on future cut odds.
HELOCs at 7.25% & home equity loans at 7.56% offer access to $34T home equity. Shop rates from <6% to 18%.
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